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Buying a home is exciting—but there are some things people don’t talk about that can make a big difference in your experience. Here are 5 things every buyer should know before jumping in: 1. Your pre-approval isn’t your final loan. Getting pre-approved feels like a green light—but it’s really just the beginning. Underwriting comes later, and any big financial changes (like switching jobs, financing a car, or opening new credit) can impact your final approval. Stay steady until AFTER closing. 2. Hidden costs can sneak up on you. It’s not just the down payment. Think closing costs, inspections, appraisals, moving fees, furniture, utilities, HOA fees—and even random fixes like changing locks or buying blinds. Budget a cushion so you’re not blindsided. 3. The perfect house might not exist. That dream kitchen might come with a tiny yard. Or the perfect layout may be in an older neighborhood. Finding a home is often about compromise and prioritizing what matters most to you—and what you can update later. 4. Emotions will play a bigger role than you expect. Buying a home is not just a financial decision—it’s emotional. You’ll second-guess yourself, get attached, and possibly face disappointment (hello, multiple offers). That’s normal. Having someone guide you through the ups and downs is key. 5. Your agent matters more than Zillow. A great agent does more than open doors. They protect your money, negotiate on your behalf, explain the fine print, and help you avoid costly mistakes. Choose someone who cares about your outcome, not just the sale. We walk our buyers through all of this and more—because no one likes surprises when they’re making the biggest purchase of their life. Save this post & share with a friend who’s thinking about buying! #meltonco #homebuyingtips #utahrealtor #firsttimehomebuyer #realestateadvice

Zillow is great for browsing… not for pricing. The truth? It’s often $25K–$100K off—because it doesn’t see what your home is actually worth in your neighborhood. If you’re even thinking about selling in 2025, get a real strategy built for your home, not a robot’s. DM “Zillow” and we’ll run a hyper-local, real-time report for free. -J & E #utahrealtor #meltonco #utahrealestate #utahrealestateagent #southjordanrealtor #herrimanrealtor #saltlakecityrealestate

Just saying… #utahrealtor #herrimanrealtor #meltonco #motivationalquote #utahrealestate #saratogaspringsrealtor #southjordanrealtor

No one teaches you how to buy a home. But we’re here to change that. Most first-time buyers don’t have a rich uncle or a 20% down payment. But they do have hustle, a dream, and more options than they think. If you want to buy your first home, here are 5 out-of-the-box financial tips you won’t hear enough: 1. Stop waiting to be debt-free. You can buy a home while paying off debt — as long as your DTI (debt-to-income ratio) is solid. It’s about strategy, not perfection. 2. Get obsessed with your credit score. Even a 20–40 point increase can save you thousands in interest. Use Experian Boost, pay your cards down to <10% usage, and set auto-pay to never miss a bill. 3. Start a ‘Future Home’ side hustle. Whether it’s flipping furniture, freelance work, or selling digital products — dedicate every dollar to your home savings. Stack wins fast. 4. Track every dollar for 30 days. Not to restrict — but to reveal. You’ll be shocked how much you can redirect toward your down payment when you’re aware. 6. Don’t wait to “feel ready.” The housing market doesn’t wait for feelings. Get pre-approved before you’re ready — it costs $0 and gives you a real plan (and power). ⸻ We love helping first-time buyers turn confusion into clarity. And fear into freedom. Tag a friend who wants to own instead of rent. #utahrealtor #utahrealestate #meltonco #utahrealestateagent #southjordanrealtor #herrimanrealtor #saratogaspringsrealtor

Let’s be real — buying your first home can feel overwhelming. Credit scores, down payments, interest rates… it’s a lot. But here’s what we want you to know: You are NOT behind. You are not alone. And you are not crazy for wanting more. Most people think they need 20% down — not true. There are programs out there with as little as 3% down. You can buy while paying off debt. And no, you don’t need perfect credit to qualify. You just need the right plan — and the right people in your corner. If you’re dreaming about buying your first home this year, Let’s talk strategy. No pressure, just real answers and a path that makes sense for YOU. You’ve got this. And we’ve got you. Tag someone who needs to hear this. #meltonco #utahrealtor #utahrealestate #utahrealestateagent #southjordanrealtor #herrimanrealtor #firsttimehomebuyer #financialfreedom #youvegotthis #highlandrealtor

Read that again: You don’t get the life you wish for… You get the life you work for. The dream version of you doesn’t show up out of nowhere. You build them — in the early mornings, the late nights, in the choices you make when no one’s watching. You’re not behind. You’re just one decision away from momentum. Tag someone who’s in their level-up season. Let’s stop waiting. Let’s start becoming. #levelup #meltonco #utahrealtor #utahrealestateagent

That moment when their eyes literally light up, and they just KNOW….it gets us every time. Just happened to us yesterday. It’s a blessing and privilege to be a part of something so much bigger than buying or selling. #meltonco #utahrealtor #utahrealestate #utahrealestateagent #home #utahhomes #firsttimehomebuyer